Course Development
All the study materials in ExamFX were created solely for your use as you prepare to pass your state licensing exam. We develop our products based on the exam content outlines published by testing providers in each state. Our subject matter experts review the outlines and provide the most up-to-date information that educates the student in a streamlined manner, and prepares them for the exam. We work with top instructors and field specialists from well-respected companies to ensure that you have access to the most comprehensive study material. Our main goal is to prepare you for the exam and to help you get started on your new career.
Features and Benefits
Make use of the features and benefits of the ExamFX products to ensure your success:
Each chapter introduction outlines the main points you're about to study.
The Snapshot questions in your book provide your first look at the key concepts and allow you to use a focused reading strategy. Answering these questions after you have read the chapter gives you the opportunity to anchor the information in your brain.
Consult the Exam Breakdown in the Introduction to see how each chapter corresponds to the actual exam. A different number of questions is allocated to each chapter, so it is important to focus your time appropriately.
The information presented in each section is based on the content outlines provided by your state. These outlines detail the topics on which you may be tested on the state exam. Our product presents only the information you will need to study for your exam: nothing more, nothing less.
Study Tips
Always take notes. This will help you to actively engage in the learning process and solidify concepts in your memory.
If you are studying with the textbook, answer the Snapshot questions at the beginning of each chapter first from memory, and then confirm your answer in the text.
Make a reference sheet. When studying a difficult section in the text, try jotting down the most important points about that subject. When you arrive at the testing center, rewrite the information from memory. This will make it easier to choose correct answers and alleviate some test-taking anxiety.
If you are struggling with some concepts, take an "open-book" chapter quiz. This will encourage you to seek out answers, analyze information, and apply that knowledge. Once you have to work for it, you will remember and understand the questions and answers.
Take a break. If you have been studying a lot, but feel like you’re having trouble remembering the information, take a couple of days off. When you return, Simulate Your Exam and see how you do. Go back to any areas you have trouble with. Take notes!
If you notice that you recognize questions before you even read all the answer choices, you may have memorized them. In this case, don’t just mechanically pick the right answer. Instead, ask yourself why that answer is correct.
Keeping the information fresh in your mind will help you pass. Study up until the day before your exam. Don't let large periods of time pass before taking your exam.
If you do have to take a long break from your studying, you should re-start the study process. Don't assume you will retain everything from your previous studying. It is better to delay taking the test than to take it unprepared.
Test Taking Tips
Get a good night's sleep. Don't cram right before you take the exam. Arrive at the test center alert and well rested.
Do not eat a big meal before taking the exam; it will make you tired. Eat a small, satisfying meal.
Read the test tutorial carefully and make sure you follow the instructions: exams may be divided into separate parts; once you've completed one section, you may not be able to go back even for a review.
Relax. Take deep cleansing breaths and remember it is only a test. If you studied, the correct answers will come to you.
Read each question and all answer choices thoroughly, but quickly. Do not spend too much time on any one question. If you find yourself stuck on one question for too long, mark it for review on the computer or your paper and move to the next question. Something you answer later may spark your memory.
Make sure you understand what the question is really asking. Don't let unfamiliar terms throw you off; most of the time they are used only as examples or distracters. Read the question again if needed!
Eliminate the answers you know are incorrect. Each answer you eliminate increases your chance of choosing the correct answer.
Go with your first response. If you studied thoroughly, you have all of the answers. Go with your gut instinct and do not overcomplicate the question.
Pay particular attention to key words that may change the meaning of a question such as NOT, ALL, EXCEPT, EVERY, ALWAYS, NEVER, etc.
Know what to expect. All questions are multiple choice and are generally one of the following types: direct questions, incomplete sentences, or "all of the following EXCEPT."
Remember that a little anxiety is good for you! Most people perform better under pressure.
About the Test
Before you take your state exam, you need to prepare yourself not only in terms of studying the material, but also in terms of becoming familiar with test-taking procedures and environment.
A candidate's handbook or bulletin for your state provides invaluable information about specific testing procedures, including how to schedule or reschedule your examination, the types of identification you will need, how early to arrive at the testing center, and what you will not be allowed to bring into the testing center. Reading this is an integral part of preparing for your examination. Almost every state offers that information either on the Department of Insurance website or through the testing provider.
Here are more things to know about the testing procedure:
About the Exam
- It will test your knowledge on an entry-level basis.
- It includes questions about the basics of a large variety of concepts and laws. This program covers all those topics.
- Questions on the test are designed to test your basic understanding and retention of the material; they are not trying to trick you. Read questions carefully without reading into them.
At the
Testing
Center
- Review the candidate's handbook or bulletin, or call the testing center to verify specific forms of identification required to be admitted for your state exam.
- Arrive at least 30 minutes before the scheduled exam time.
- Leave your belongings in the car. Most centers will not allow candidates to take personal items (cell phones, PDAs, purses, notebooks, study materials, hats, watches, etc.) into the examination site. Some testing centers provide lockers.
- Remember, you are not allowed any food, drinks or gum.
- Check in at the front desk.
- Get comfortable at the desk; adjust the seat and computer monitor as needed.
- Before a computer-based exam begins, you will get the opportunity to go through a tutorial to help you learn the specific system used for the test. Take the time to learn how to mark and review answers.
- Tune out the rest of the world. Other test takers may come in and leave while you are still working on your exam. Remain focused on what you are doing and do not get distracted by others around you.
Taking
the
Test
- Most testing centers will provide candidates with scratch paper and a pencil. After the test begins, write down any numbers or facts you may need so you won't risk forgetting them during the test.
- During the test, make notes on more challenging questions to remember what to check for during the review.
- During the review, pay special attention to questions you marked, and re-read the rest of the questions to make sure you didn't overlook a familiar concept or a term that changes what the question is asking.
Exam Breakdown
The Exam Breakdown should be used to see where to focus your valuable study time. Each test is weighted per chapter, so concentrating your efforts will benefit you when taking the actual exam.
Oklahoma
Life, Accident and Health Insurance
150 Questions
Chapter
Percentage of Exam
Underwriting, and Considerations in Replacing Insurance
10%
Policy Provisions, Options, and Riders
28%
Life Products
20%
Field Underwriting
1%
Types of Health Providers and Products
10%
Medicare and Medicare Supplements
3%
Long-term Care (LTC) Policies
3%
Oklahoma Statutes, Rules, and Regulations
16%
Oklahoma Statutes, Rules, and Regulations Pertinent to Life and Accident and Health Only
9%
Oklahoma
Life Insurance
100 Questions
Chapter
Percentage of Exam
Underwriting, and Considerations in Replacing Insurance
22%
Life Products
25%
Life Policy Provisions, Options, and Riders
28%
Oklahoma Statutes, Rules and Regulations
17%
Oklahoma Statutes, Rules and Regulations Pertinent to Life Only
8%
Oklahoma
Health Insurance
100 Questions
Chapter
Percentage of Exam
Field Underwriting Procedures
13%
Types of Health Policies
20%
Health Policy Provisions, Clauses, and Riders
32%
Social Insurance
10%
Oklahoma Statutes, Rules and Regulations
17%
Oklahoma Statutes Rules and Regulations Pertinent to A&H Only
8%